Short Answer
Yes. You can get insurance for a hole-in-one prize if the insurer can underwrite the hole, prize value, player field, and event rules.
Key Takeaways
- Insurers usually need the prize, date, players, and hole distance.
- Cover must start before anyone attempts the prize hole.
- The cleaner the event rules, the easier the underwriting.
When cover is available
Cover is easiest to arrange for amateur events with a documented field and one clearly nominated hole.
Same-day cover can be possible, but it depends on how complete your event details are.
What an insurer will ask for
Expect questions about the venue, date, prize value, number of eligible players, and the exact tee and distance of the nominated hole.
Large prizes often need tighter controls around who can win and how the ace will be verified.
Why some events are declined
An event may be declined if the rules are vague, the hole is too short, or too many repeat attempts are allowed.
Professional fields can also be harder or more expensive to insure than amateur fields.